That involves examining your future salary and expenses. Students are usually provided with charts to help track repayments. Lenders have many ways to help a student repay. As long as you keep your job, your credit is good and interest rates stay stable, you should be able to pay back once you graduate. Here are some simple guidelines that apply to the major federal loan programs--the Perkins, the Stafford, the PLUS--as well as independent bank loans. Many defaulted loans are sent to collection agencies that may charge costly late fees and take money from your wages. GRACE PERIOD A period of time--usually lasting six months after you leave college--when many student loans don't require repayment. If you do wind up borrowing much more than you can afford, you run the risk of defaulting, which means failing.

Title loans

Car title lending industry in limbo

Hampton Roads Daily Press - ... Virginia State Corporation Commission's financial bureau and the Virginia Attorney General's office are supposed to verify compliance with state consumer finance protections laws. Neither office has investigated if the terms of the car title loans ... Read more...


Group protests car-title and payday loans

Wichita Eagle - TOPEKA - Led by a Wichita community action group, more than 200 people protested payday and car-title loans Tuesday in a loud rally in the Capitol rotunda. Sunflower Community Action Coalition brought three busloads to the Statehouse to demand ... Read more...


Title loans

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