Keep in mind that every dollar you borrow must be repaid--with interest--which can really add up over a long repayment term. Two types of mortgages need special attention. Then you compare those expenses to your estimated salary. A three-year or five-year hybrid might charge 0.25 percentage points less than a 30-year fixed. But why open yourself to the risk of rising rates for such a small monthly saving? On both a new purchase and a refi, the best buy today is a fixed-rate loan, says Jack Guttentag of mtgprofessor.com, a top site for mortgage calculators and advice. There's also a financial incentive for paying back your loans on time: many lenders will give a 1% discount or more to students who make consecutive regular payments. It's important to understand the terms used in describing loans and loan repayments..
Student loans
Opting Out of Student Loan Solicitations
US News and World Report - Students who begin receiving loan service solicitations shortly after taking out student loans often ask themselves, "How did these companies get my address?" "I never used to get [solicitations] until I got loans," says Jessica Coulter, 23, a law ... Read more...
Fitch Assigns Ratings to Brazos Higher Education Authority Student ...
Forbes - The collateral in the trust consists of 100% Federal Family Education Loan Program (FFELP) student loans. The trust benefits from a reserve fund sized at the greater of 2.00% of the aggregate principal amount of the bonds outstanding or $5,174,000 ... Read more...
Student loans
Archived - Student Guide 2002-2003, Federal Perkins Loans
Low-interest, federally backed loans for both undergraduate and graduate students with financial need.
Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan Consolidation
Sallie Mae offers comprehensive information and resources to assist students, parents, and guidance professionals with the financial aid process..Provider of federally guaranteed student loans originated under the Federal Family Education Loan Program
eStudentLoan.com - Compare Student Loans and Apply Online!
Offers comparisons of alternative student loans, scholarship search, financial aid information, and more.
Direct Loan Home Page
One of the Federal Student Aid (FSA) programs provided by the Department of Education that provides students with a way to borrow money to pay for education after high school.
Stafford Loans
Offering subsidized and unsubsidized student loans.
National Student Loan Data System for Students
NSLDS provides a centralized, integrated view of Title IV loans and Pell grants that are tracked through their entire cycle; from aid approval through closure..Department of Education's central database for student aid.U.S.Department of Education programs.It receives data from schools, agencies that guaranty loans, the Direct Loan program, the Pell Grant program, and other U.S
FAFSA - Free Application for Federal Student Aid
Official site for the Department of Education Free Application for Federal Student Aid (FAFSA).Includes an online submission form with necessary documents, deadlines, eligibility, and general student aid information for college students.
PLUS Loans
Federal loans for parents with good credit histories.
Student Loans, Student Loan Consolidation - Consolidate College Loans with NextStudent
Offering student loans, federal student loan consolidation services, scholarship search engine, and information about FAFSA, Stafford loans, and Federal PLUS loans.
Student Loan Consolidation and Federal Consolidation Loans - Consolidate Student Loans with NextStudent.com
Offering federal and private student loan consolidation services.