Keep in mind that every dollar you borrow must be repaid--with interest--which can really add up over a long repayment term. Default usually results after you miss payments for 180 days. To make smart decisions about borrowing, you need to estimate how much you'll be able to refinance to a loan with better terms. Students are usually provided with charts to help track repayments. Lenders offer incentives and interest rate reduction plans, so it pays to shop around. says Shown Lindstrom, president of eStudentLoan.com. Many defaulted loans are sent to collection agencies that may charge costly late fees and take money from your wages. New borrowers may be eligible for a deferment if: they are still enrolled in school half-time or full-time, unemployed, studying in an approved graduate fellowship or rehabilitation program for the disabled, or experiencing economic hardship. It's easy to.
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Short-term loans carry hefty price
Olympian - WASHINGTON - There are loans for just about everything these days, so why not loans against your tax refund? Bad idea, say tax experts. Such loans provide quick cash at a hefty price. An estimated 12 million taxpayers took out refund anticipation ... Read more...
Payday Lenders Offer 'Education'
Ledger - Consumer advocates called the move a public relations gimmick aimed at discouraging state legislatures and Congress from limiting the annual interest rates on payday loans, which can exceed 400 percent. Payday lenders offer quick cash advances - for a ... Read more...
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.As easy-money lenders make service members a target market, About three dozen quick-loan outlets are near the Army base at Fort Lewis in Washington State
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