Two-thirds of undergraduate students are in debt when they graduate from college, according to the National Postsecondary Student Aid Study conducted by the National Center for Education Statistics and the U.S. Department of Education. If you made a bad mortgage choice, you'll have to unwind it yourself. Worst of all, a defaulted student loan can haunt you later, because it will be recorded as part of your credit history for a minimum of seven years. DEFERMENT Periods when a borrower who meets certain criteria may temporarily stop loan payments. As long as you keep your job, your credit is good and interest rates stay stable, you should be able to pay back your loan according to agreed-upon terms. And if other lenders see you have a defaulted loan, they may deny you a mortgage, car loan, credit card, or personal loan--or charge a significantly higher interest.
Payday loans
Latest payday-loan bills focus on more education, oversight
Seattle Times - Payday lenders offer short-term loans of up to $700 with interest rates that reach 391 percent annually. A borrower writes a post-dated check for the amount of the loan plus interest or fees. When the loan is due, the lender cashes the check or is ... Read more...
Governor backs bill on payday loans
SignOn San Diego - Gov. Arnold Schwarzenegger promised yesterday to work for the “swift passage” of legislation that would help the state crack down on onerous payday loan practices targeting military personnel. Schwarzenegger's endorsement of the bill in ... Read more...
Payday loans
Federal Trade Commission
FTC Consumer Alert regarding cash advance loans, more commonly know as payday loans.Covers the basics of what you need to know about these high-rate loans that usually require an additional fee.
Low-Priced Payday Loans Cash Advances - PayDayOK.com
Offering online payday cash loan services.
Payday loan - Wikipedia, the free encyclopedia
Find information about payday loans or paycheck advances small, short-term loans that are intended to bridge the borrower's cashflow gap between paydays.Includes sections on the loan process and controversy surrounding payday loans.
Payday Loans Cash Advances Personal Loans from Quik Payday
Provides cash advance loan services via the Internet.
Financing > Cash Advances in the Yahoo! Directory
Some companies offer online and faxless cash advances to those with no credit or bad credit..Compare companies that offer cash advances, loans, payroll advances, and payday loans
FDIC: Guidelines For Payday Lending
Describes compliance considerations for examining and supervising state nonmember institutions that have payday lending programs..Information from the FDIC about payday lending, a particular type of subprime lending, and supplements previously issued guidance about such programs
Faxless Payday Loans - No Fax Paydayloans Online
Online provider of faxless payday loans and cash advances.
MyCashNow.com - Fast Online Loans & Cash Advances, Money Overnight
Apply online for cash advance, payday, quick cash, and short term loans.
Cash Advance Payday Loans | PayDaySelect.com
Offers cash advances and payday loans for individuals who qualify.
Payday Loans
Covers loan basics and true cost of using this financing option..Web brochure containing consumer information regarding cash advance payday loans