There's also a financial incentive for paying back your loans on time: many lenders will give a 1% discount or more to students who make consecutive regular payments. But if you can't make a monthly installment, you will need to contact your lender or servicer (the company that owns your loan) to discuss the problem. As long as you keep your job, your credit is good and interest rates stay stable, you should be able to refinance to a loan with better terms. After the grace period, a deferment or forbearance can also temporarily suspend repayment. (See explanations below.) Two types of mortgages need special attention. GRACE PERIOD A period of time--usually lasting six months after you leave college--when many student loans don't require repayment. New borrowers may be eligible for federal aid.
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Defeatist talk is intolerable
Bismarck Tribune - I remember when we were the most respected nation on the planet and made loans to many nations. We are now hated by most nations and we are the worlds greatest debtor nation. Those in the executive branch have for many years undermined the other two ... Read more...
Turn down initiative on child custody
Bismarck Tribune - Commonly called “the shared parenting initiative,” the Child Custody and Support Initiative, which will appear as Measure No. 3 on the election ballot next month, has provoked a remarkable amount of discussion around the state this year. The ... Read more...
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