On both a new purchase and a refi, the best buy today is a fixed-rate loan, says Jack Guttentag of mtgprofessor.com, a top site for mortgage calculators and advice. Two types of mortgages need special attention. But the tooth fairy has been missing in action for more than a year. GRACE PERIOD A period of time--usually lasting six months after you leave college--when many student loans don't require repayment. Keep in mind that every dollar you borrow must be repaid--with interest--which can really add up over a long repayment term. Many defaulted loans are sent to collection agencies that may charge costly late fees and take money from your wages. In that kind of dream, there's no such thing as a risky loan. There's also a financial incentive for.
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Indexes slip as HSBC, New Century warn on bad loans
Reuters - NEW YORK (Reuters) - U.S. stocks fell on Thursday as warnings of losses stemming from bad home loans by two of the top three U.S. subprime mortgage lenders hurt shares of home loan companies and banks like Citigroup Inc. Britain's HSBC Holdings Plc ... Read more...
U.S. mortgage carnage bad, but could be worse
Reuters - NEW YORK (Reuters) - Problems at companies that make loans to Americans with poor credit histories might be even worse if Wall Street did not like those loans so much. This week, HSBC Holdings Plc (HSBA.L: Quote , Profile , Research )(HBC.N: Quote ... Read more...
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