DEFERMENT Periods when a borrower who meets certain criteria may temporarily stop loan payments. Students are usually provided with charts to help track repayments. These terms are specified in a promissory note, a legal document that binds you to make regular payments. There's also a financial incentive for paying back your loans on time: many lenders will give a 1% discount or more to students who make consecutive regular payments. GRACE PERIOD A period of time--usually lasting six months after you leave college--when many student loans don't require repayment. Default usually results after you miss payments for 180 days. To get some idea of how much is too much, you need to plan ahead and understand what your options will be when it comes time for repayment. If you default on a student loan, you.
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Bank profits up; problem home-loans, too
Boston Globe - WASHINGTON -- Profits at federally-insured banks and thrifts jumped 8.8 percent last year, to a record $145.7 billion, but slumping home prices and rising interest rates pushed banks' writeoffs of home mortgage loans to a three-year high in the ... Read more...
Governor backs bill on payday loans
SignOn San Diego - Gov. Arnold Schwarzenegger promised yesterday to work for the “swift passage” of legislation that would help the state crack down on onerous payday loan practices targeting military personnel. Schwarzenegger's endorsement of the bill in ... Read more...
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