DEFERMENT Periods when a borrower who meets certain criteria may temporarily stop loan payments. That involves examining your future salary and expenses. Depending on your type of loan, the federal government may pay the interest on it during your deferment period. Students are usually provided with charts to help track repayments. But if you can't make a monthly installment, you will need to contact your lender or servicer (the company that owns your loan) to discuss the problem. But the tooth fairy has been missing in action for more than a year. It's important to understand the terms used in describing loans and loan repayments. GRACE PERIOD A period of time--usually lasting six months after you leave college--when many student loans don't require repayment. After the grace period, a deferment or forbearance can also temporarily suspend repayment. (See explanations.
Home mortgage
Profits of FDIC banks rose 8.8 percent in 2006
Baltimore Sun - WASHINGTON // Profits at federally insured banks and thrifts jumped 8.8 percent last year to a record $145.7 billion, but slumping home prices and rising interest rates pushed banks' write-offs of home mortgage loans to a three-year high in the ... Read more...
Sector Wrap: Subprime Mortgage Lenders
Boston Globe - NEW YORK -- Shares of mortgage banks that loan to home buyers with bad credit weakened further Thursday after a credit rating agency said it may cut its rating on how dependably five lenders can collect payments. The "subprime" mortgage industry, or ... Read more...
Home mortgage
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