If you do wind up borrowing much more than you can afford, you run the risk of rising rates for such a small monthly saving? That's about the same as the rate on the popular seven-year hybrid ARM, which is fixed for only seven years and then floats with the market. To make smart decisions about borrowing, you need to estimate how much you'll be able to pay back your loan according to agreed-upon terms. DEFERMENT Periods when a borrower who meets certain criteria may temporarily stop loan payments. But if you can't make a monthly installment, you will need to contact your lender or servicer (the company that owns your loan) to discuss the problem. More than ever, students are now relying on loans to help pay for college. On a.

Education loans

Centre plans corpus to subsidise higher education loans

Economic Times - KOLKATA: To make higher education more affordable, the Prime Minister’s Office (PMO) is learnt to have proposed a special corpus through a budgetary allocation. The possible size of this higher education corpus is under wraps. But information ... Read more...


Penalties must be effective

New Straits Times - He proposed imposing other penalties, such as making them ineligible for education loans and scholarships, jobs in the government sector and places in public colleges or universities. However, before we consider these penalties, we have to see how ... Read more...


Education loans

Perkins Loans
Low-interest, federally backed loans for both undergraduate and graduate students with financial need.

Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan Consolidation
Sallie Mae offers comprehensive information and resources to assist students, parents, and guidance professionals with the financial aid process..Provider of federally guaranteed student loans originated under the Federal Family Education Loan Program

eStudentLoan.com - Compare Student Loans and Apply Online!
Offers comparisons of alternative student loans, scholarship search, financial aid information, and more.

Direct Loan Home Page
One of the Federal Student Aid (FSA) programs provided by the Department of Education that provides students with a way to borrow money to pay for education after high school.

Stafford Loans
Offering subsidized and unsubsidized student loans.

National Student Loan Data System for Students
Department of Education programs. NSLDS provides a centralized, integrated view of Title IV loans and Pell grants that are tracked through their entire cycle; from aid approval through closure..U.S.Department of Education's central database for student aid.It receives data from schools, agencies that guaranty loans, the Direct Loan program, the Pell Grant program, and other U.S

FAFSA - Free Application for Federal Student Aid
Includes an online submission form with necessary documents, deadlines, eligibility, and general student aid information for college students..Official site for the Department of Education Free Application for Federal Student Aid (FAFSA)

PLUS Loans
Federal loans for parents with good credit histories.

Student Loans, Student Loan Consolidation - Consolidate College Loans with NextStudent
Offering student loans, federal student loan consolidation services, scholarship search engine, and information about FAFSA, Stafford loans, and Federal PLUS loans.

Wachovia Education Loans
Our low-interest education loans are designed for undergraduates, graduate loan process.Education Loans.Federal Stafford Loan for Students (Apply Now)